Digital Forensic Certification Practice Exam

Which standard pertains to the security of cardholder information?

1. General Data Protection Regulation (GDPR)

2. Payment Card Industry Data Security Standard (PCI DSS)

3. Privacy Rule Regulations (PRR)

4. Sarbanes-Oxley Compliance Guidelines (SOC)

The correct answer is: Payment Card Industry Data Security Standard (PCI DSS)

The Payment Card Industry Data Security Standard (PCI DSS) is specifically designed to enhance the security of cardholder information. This standard was developed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. PCI DSS outlines a series of requirements that aim to protect sensitive payment card data from theft and fraud. Organizations that comply with PCI DSS must implement various security measures, including encryption of cardholder data, maintaining a secure network, and regularly monitoring and testing networks. This framework not only emphasizes the importance of protecting cardholder information but also promotes accountability among businesses that handle such sensitive data. In contrast, the General Data Protection Regulation (GDPR) mainly deals with the protection of personal data and privacy rights within the European Union, without a specific focus on cardholder information. Privacy Rule Regulations (PRR) typically refer to healthcare data privacy, which is not relevant to cardholder protection in the context of payment processes. Sarbanes-Oxley Compliance Guidelines (SOC) focuses on financial record-keeping and corporate governance, which also does not address the security of payment card information directly. Therefore, the PCI DSS stands out as the standard specifically aimed at securing cardholder information, making it the correct choice in this context